Treasury Services

HomeTrust Bank’s Treasury Services help organize all your account activity, manage cash flow, and simplify collection and disbursement of funds. Our Treasury Services Managers guide you through the process so you have exactly what you need to succeed with your business banking.

Once your online account is established, find tools and downloads in our Treasury Services Customer Resource Center.

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Find a Treasury Manager in your region now.

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Liquidity Services

Increase efficiency, minimize debt, and optimize interest-earning potential with these Liquidity Services, including automated end-of-day loan and zero balance account options.

Loan Sweep

Now there’s no more managing your line of credit.  With Loan Sweep, funds are automatically advanced from your line to cover account shortfalls or use excess account balances to make loan payments.

Zero Balance Accounts

Conveniently manage your overall cash position in a single master account with Target Balance. Simply set a target dollar balance for the account or set the account to a zero balance every day.

Liquidity Services:

  • Automate daily line of credit decisions
  • Minimize line of credit interest expense
  • Maximize earnings potential of idle checking account balances

Find more treasury management services resources.

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Payable Services

Electronic payments and wire transfers make sending payments quick and easy.

ACH (Automated Clearinghouse) Services

Using ACH for electronic payments lets you significantly improve control over cash flow. It’s a cost effective, safe and reliable alternative to checks and wire transfers. ACH payments are perfect for repetitive or one-time consumer or corporate payments, and convenient for federal and state tax payments.

ACH services:

  • Pay employees with payroll direct deposit or reimburse them for expenses
  • Easily setup recurring payments
  • Pay consumer or business entities
  • Control payment timing
  • Reduce costs compared to checks or wire transfers

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Wire Transfers

HomeTrust Bank’s wire transfer service lets you transfer high-value funds quickly and securely. Transfer funds to any domestic financial institution within the same day.

For international funds transfers in either US or foreign currency, initiating wires through Business Connect saves you time and money. You control transaction dollar limits and specific accounts accessed for outgoing wires.

HomeTrust wire transfers:

  • Save time by creating templates used for recurring wires
  • Save time and money by initiating online wires (lower cost than branch-initiated wires)
  • Reduce currency conversion costs because you can send money in the receiving country’s currency

International Wire Transfers:

Please use this form to obtain instructions for receiving funds from outside of the USA. Specific information is required for incoming international wires based on the country originating the funds to your HomeTrust account.

For more treasury management services resources, click here.

All wires are subject to review and may be placed on hold at the Bank’s discretion.

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Receivables Services

Take advantage of these great receivables tools—they allow you up-to-the-minute account status and help manage cash flow.

ACH (Automated Clearinghouse) Services

Achieve greater control over your cash receipts, improve cash flow, and realize more cost effective ways to collect receivables.  ACH gives you a safe and reliable alternative to checks and wire transfers. Business Connect ACH lets you easily initiate ACH debits to your suppliers and customers after they agree to pay you electronically.

With ACH:

  • Reduce billing costs
  • Speed up the collection process
  • Collect funds for services, dues, memberships
  • Pay vendors, partners, and taxes
  • Consolidate funds into a central location
  • Reduce fraud and issues with lost payments
  • Streamline settlement and cash flow

Remote Deposit Capture

Securely deposit checks digitally by scanning checks received in your office and electronically transmitting the images for deposit when it’s convenient for you. All it takes is a computer, a small scanner, and a high-speed Internet connection. Remote Deposit Capture lets you post receivables faster and search and retrieve check images anytime you need them.

With the convenience of Remote Deposit Capture:

  • Receive same-day credit for deposits made prior to 7:00 p.m.
  • Increase efficiency; no more time spent going to the bank to deposit checks
  • Reduce transportation risk and costs
  • Control multi-user access with different security levels
  • Download to your accounting software anytime you want
  • Quickly search and retrieve current and archived deposit information

Electronic Bill Payment Delivery Service

Here is a unique solution to payments that would otherwise be received by mail. Electronic Bill Payment Delivery Service from HomeTrust Bank electronically delivers incoming consumer payments from any qualified online bill pay provider.  You receive payments at least a day earlier, with clean, properly coded posting data in your preferred format.

Reasons to use Electronic Bill Payment Delivery Service:

  • Improve the process of accepting and posting consumer payments
  • Reduce the cost of processing paper (exceptions) payments
  • Improve received payments’ posting time
  • Improve customer service
  • Integrate the electronic file automatically into your accounts receivables system

For more treasury management services resources, click here.

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Fraud and Risk Mitigation

Help protect your accounts from fraud, unauthorized electronic access, and add an extra security layer with these Treasury services.

ACH (Automated Clearinghouse) Block/Filters

ACH Block prevents Automated Clearinghouse (ACH) debit transactions from posting to your account.

ACH Filter allows debits to your account only from suppliers or trading partners authorized by you. HomeTrust Bank will return unauthorized debits attempting to post to your account.

Use these services to:

  • Protect accounts from fraudulent activity
  • Prevent unauthorized electronic transactions
  • Control electronic access to your accounts

Positive Pay for Checks

Positive Pay helps protect your account against fraudulent check activity.  Upload your check register information (check number, amount, date, account number) using Business Connect. Each day we monitor checks as they are presented for payment.  If the clearing check matches the information, we pay the check.  If there is no match, you receive notification to view the check and decide to pay or return the item.

Positive Pay:

  • Helps reduce check fraud
  • Lets you receive alert notification of checks to review
  • Allows you to review and make decisions on questionable checks online

Securing your online connection

For an additional layer of security to your existing anti-virus software, use Trusteer Rapport. We provide this IBM® product as a free service to our Business Center customers. IBM® Security Trusteer Rapport® helps prevent malware and phishing attacks that are the root cause of most financial fraud.

IBM® Security Trusteer Rapport provides:

  • Multilayered protection to secure user devices against malware infections and phishing attacks
  • Protection of web browser sessions to prevent tampering of customer transactions
  • Defense against identity fraud to safeguard personal information
  • Prevention of malware infections and removal of existing malware to create a safer online banking experience for customers
  • Protection against phishing of login credentials and payment card data to preserve private information

For more treasury management services resources, click here.

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  1. Third party standard data and messaging rates may apply.
  2. Must be enrolled in Treasury services through Commercial Center. Subject to approval and transactional limits. See Account agreement for specific terms and Treasury Management Services fee schedule for additional information.

See fee schedule for pricing on Treasury Services.

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